IntCalc (England & Wales)
Arithmetic-only schedules. No legal advice.
Methodology

Context

Presets change defaults and labelling only.

Dates & amounts

Default: one sum. Expand for staged losses/payments and ET generator.
+ Multiple heads / interim payments / ET deductions
Heads of loss (tranches)
Interim payments / credits
v1: pooled principal. Payments reduce total principal from their date onward (not allocated per head).

Rate logic

Versioned rate library. Sources linked. No live fetching during calculation.
+ Part 36 overlay
Mechanical overlay only. No legal conclusion is made.

Results

Calculated as at —
Principal (end)
Total interest
Daily accrual rate
Rate library version
Rate source
Retrieved on
Method statement (paste-ready)
Assumptions / exclusions
Calculated as at — using rate version —.
+ Show breakdown schedule
FromToDaysRate %PrincipalInterest
Citation link (read-only copy)